I'm just wondering if this is possible. When I go to the balance transfer form on my credit card account it only asks for the card number of the account I want to make the balance transfer from. So, would it be possible to enter a check card number in there and then the credit card company would transfer the money into the checking account assosicated with the check card and I'd get the low interest rate offered on that money?|||no.. what you are saying is not possible..
what you can do is go to your local bank, present them with your credit card and two forms of i.d. (example: your driver's license and your debit card or another credit card) and tell them that you would like to pull off XXXX amount of dollars in cash from your credit card.. the whole transaction will take less than ten minutes and you shall be happily on your way..
you won't get the balance transfer rate though.. you will most likely get your regular interest rate on your card..
good luck, hope this helped!!|||No you can't. You also don't want to go to the bank and get cash off your credit card. They will charge you a cash advance fee and you cash rate on your card which is normally Very high.
You may be eligible to do a balance transfer into your checking account if you call your credit card company. They usually make you call from your home phone and you have to have your routing number and checking account number. You cannot use your check card. You can get it at the promotional BT rate if the account is eligible.Your eligibility normally depends on how long the account has been open (usually 90 days) and your credit. Make sure you ask about fee's.|||I can do it just fine through on-line. On the credit cards I have, they are set up to take the funds from my debit card, checking account, or another credit card. And it works in reverse too. But the interest rate on the credit cards is over 30% APR for cash to checking. So that is a no no!
Oh yeah, I have Visa n MC.|||No it is not possible to do that, if you are using Home banking or transferring from your debit crad to your credit card|||Eliminating high interest credit cards by transferring to a card with a lower rate can help you save a great deal of money, allowing you to regain control of your finances. However, it is important that you understand all of the terms and conditions of your new credit card before committing enrollment. You want to make certain that the card offer is fair and that you are truly going to benefit from it. Featured are tips that will help you choose and use the right credit card for transferring balances.
Pre-determining interest rates
Most balance transfer offers are good for only the first 6-9 months of enrollment. At the conclusion of the introductory rate, the card will convert to a more standard rate, typically between 14-20%. It is important that you determine what the interest rate is going to be once the intro rate is over. If you are not sure what interest rate the card is going to be charging at the conclusion of the intro offer, call the issuer and find out. Read more about it at: http://www.credit-card-gallery.com/artic鈥?/a>
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