Credit card.?

I feel competely stupid asking this but with credit cards what is an annual fee.





I am going to apply for a credit card, only to put an airline ticket on it but... need to know about things first.|||an annual fee is a fee you must pay once yearly for as long as you have the credit card activated.





to apply for a credit card with some airline rewards that may help you get an airline ticket....


consider the credit cards b锚low.





Platinum Delta SkyMiles庐 Credit Card from American Express


direct link; http://www.cardlister.com/CreditCards_de鈥?/a>





Citi庐 Gold/AAdvantage庐 World MasterCard庐


direct link; http://www.cardlister.com/CreditCards_de鈥?/a>





JetBlue Card from American Express


direct link; http://www.cardlister.com/CreditCards_de鈥?/a>





these are great credit cards with annual fees of as low as free and great airline rewards





for the full list of credit cards including reviews and comparison features.... check out the airline rewards section of cardlister.com


direct link, http://www.cardlister.com/CreditCards_li鈥?/a>|||An annual fee is the amount a company charges you per year to use it. This is mostly for the cards with the top rewards program, they make you pay to use their services. I would look for a card without an annual fee for your airline ticket. A great place to find one is applyfastbankcards.com, they PAY YOU to apply for credit cards, I have a United Plus card that I got paid $90 for.|||An annual fee is a fixed charge that banks stick you with for the privilege of making them money by using their card. Today there is so much competition among banks that annual fees are starting to become a charge of the past. There are, however, cards that are worth paying an annual fee to use. For example, a card with a fixed, low rate may be worth the annual fee depending on the credit limit. The greater the limit, the lower the comparable interest charge to use that money.





For example, let's say you have a credit card with a $500 credit limit that has an APR, of 9.99% and an annual fee of $50. If you used the entire credit limit for one year, you'd pay 10% just for the annual fee, since $50 is 10% of $500! Then when you add that to your APR, you'll find the true cost of that $500 is at 19.99%. If that same card had a $20,000 credit limit, and you use the entire limit for one year, the cost of your annual fee is only 0.25%. That makes the total cost for the $20,000 at 10.24%, which is still very good!


http://www.bestcreditcardratings.com|||I hope by now you have your answer but I go here a lot , try stay with chase or amercian express and if you have a lomited credit stay with capital one.


http://www.slicemypayments.com/Credit-Cards.aspx





Let me know If you have any other questions, I will walk you step by step.


To learn how to fill out credit application go here


http://www.slicemypayments.com/personal-finance/how-to-do-application-1.html





Good Luck|||You should apply for a credit card with no annual fee, some banks even offer credit cards with a 0% introductory rate, this site has reviewed several no fee 0% credit cards, http://www.monitorbankrates.com/credit-c鈥?/a>|||All you can know about credit cards from this site. It gives you some reliable, safe and highly useful links.


http://www.tinyurl.pl/?RR8fpG4R


It will help you a lot as it helped me.