I want to purchase an item from a website online and when it showed the paypal logo to pay with i clicked on it and it said this payment can be made with instant transfer (this means that since i have a credit card as a back up, i don't have to wait the 3-7 bussines days it usaully takes)
Now my question is, If i do the instant transfer and paypal comes to my bank to take out the money but there is no money, they go to my visa but there is also no money there aswell so my question is what happens to the money that is supppose to go to the seller, the only two theories i can think of is, paypal makes the seller and a negative balancce goes into the paypal buyer acc OR paypal tells the seller that the buyer had NO FUNDS and tells the seller you should get your item back. Now i think the more realistic one would be option #1. Does anyone know anything about this? or has anyone got into a situation like this?|||i have got into a situatuon like this month ago.
paypal just canceled the transfer. and the seller got his item back.
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