Thursday, December 15, 2011

How can you get a credit line established if you dont have a credit card?

Ok I cant seem to be able to get a credit card due to no credit on file how do i establish a credit line.|||Start with department store cards. After six months try for a Visa or MC where you have your checking account.|||you can get a secured credit card to establish a credit line- after one year, if you pay your bills responsibly, then you will most likely be approved for a credit card.creditcardlocators can help you with what you need.


They offer you an easy way to browse and compare over different types of credit cards/debit cards to find the perfect match.


Whether you are looking to rebuild your credit, have a new credit history or /and earn rewards and points.


Just search creditcardlocators on the search engine for more information.|||You start with a secured credit card. Just Google "Secure Visa" or "Secure Mastercard."





You'll see oodles of them. Basically, the way this works is you give them a deposit, and that sets your credit limit. Say $300. You then use this card exactly like you would a credit card. Make charges, payments, etc. It is a credit card so it builds up positive credit info in your report if handled well. After 6 months or a year of building up a good record, these usually will refund your deposit and convert it to a normal credit card.|||Start of very slow, and make sure you know everything and read everything that your signing up for and getting into.





One quick way is to by renting an apartment, purchase a prepaid credit card, get secured credit card, or just save your money purchase through cash.





Another great option are looking for student credit cards or reward business cards.|||Some banks offer "secured" credit cards to depositors with no credit history. Go to one of the banks that offer "secured" credit cards to depositors with no credit history. Deposit money there. Obtain a "secured" credit card there. Do not apply for any more credit cards until you have built a good credit history using the "secured" credit card.|||You will want a secured credit card. I googled "secured credit cards" and found a site called findsecuredcards that looked pretty good. Check that out, and see if theres a card on there for you.|||www.BusinessCreditKey.com - worked for me and showed me how to establish business credit without using personal credit

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