Financial advice for credit cards?

I have a lot of credit card bills that I have consolidated. I've recently started working a part-time job to earn some extra money. Should I use this extra income to soley pay off my credit card debts or should I continue paying off my credit card debt slowly and put the extra money from the part-time job in my savings account? My big goals are to be credit card debt free so that I can may start investing in real estate. Please give only serious answers only.|||You will make more money if you put the money towards your credit card. Think of it this way...if you pay the credit cards faster you are saving the money you would have paid in interest. If you put it in a savings account, you have access to it whenever and so you may spend it, and even if you don't you will most likely only earn .25% interest. By paying your credit cards off quickly you save money in interest and then you have a much larger chunk of money to put in savings later.|||Get a consolidation loan with a great rate here.





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Put every single extra dollar towards that.|||First list each debt smallest to largest. Then put as much as you can towards the smallest, paying it off first, as you comtinie paying the others (on time and at least the minimum). Next, as you free up the first bill, use the money you used to pay on the first and add that to the second smallest bill. And when that is paid, put the money you used to pay on the first plus the second, now to the third.


Also call the customer services, and request a smaller interest rate on each card.


I like the idea of cutting up the credit cards, but if you need to leave the accounts open for your FICO score, at least hid the cards away and quit using them. Pay cash instead, or pay off the card immediately.|||Put every cent you can towards the credit card debt. The interest you're saving will far outweigh any interest you could earn in a savings account.